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Are you looking to buy a brand new Toyota? Our dealers here at Tracy Toyota are here to lend a hand. We have many cars of all shapes and sizes designed to suit all types of budgets, and we're determined to help you find a car within your price range. To make your car-shopping experience that much easier, we offer several financing options for your next vehicle purchase, so you never have to wait to drive home in a vehicle that you love.

Your Tracy, CA Toyota dealers want to make sure you're fully-informed about car loans before you sign on the dotted line. Knowing your credit score is key, as this is what lenders use to predict your creditworthiness. A wide range of factors come into play when being considered for a loan, including payment history, credit capacity, and length of credit. Your credit score ranges from 300 to 850, with 300 representing low credit and 850 representing high credit. The higher your credit score, the more likely you will receive a lower interest rate on your loan. 

With our convenient online finance center, you can start the financing process online before you even set foot into our dealership. By using our online credit application, you can find out if you're pre-qualified for a loan. That way, once you visit our finance experts in person, you won't have to fill out as much paperwork, allowing you to obtain your loan that much quicker.

If you currently have a car that you want to trade in, you can also fill out our online trade-in appraisal form. Trading in your current vehicle helps you save money on your next vehicle purchase, and by giving us your current vehicle's information, we can have your trade-in value ready to go when you arrive. Our online estimated payment calculator is also a great way to view your estimated monthly costs for any models you're interested in buying.

Let us help you finance your next dream car. We look forward to working with you soon!
Categories: Finance